Australians under 30 taking out private hospital insurance can access a discount on selected hospital covers.
The discount ranges from 2% to 10%, depending on your age. The younger you are, the greater your discount.
| Age | Discount |
|---|---|
| 18-25 | 10% |
| 26 | 8% |
| 27 | 6% |
| 28 | 4% |
| 29 | 2% |
| 30 | 0% |
Peoplecare offers the age-based discount on Basic Plus Hospital and Bronze Plus Hospital covers.
Basic Plus Hospital is our affordable hospital cover that provides a handful of useful hospital services above and beyond the Basic minimum tier. This is the ultimate fit and healthy cover.
Yes, you can if you are transferring to an eligible cover. You just need to transfer to us within 30 days of leaving your old health fund.
Once we get your clearance certificate from your previous fund, we’ll apply the same discount you had with them.
You keep your full discount until you turn 41 if you hold continuous cover. At 41 your discount decreases by two percentage points every year until it reaches zero.
Yes, the discount will be averaged out between the two adults on the cover to give you the same overall discount as you would on a single cover.
- Yes: if you’re changing between our two covers with the age-based discount: Basic Plus Hospital and Bronze Plus Hospital covers.
- No: if you’re changing to any other Peoplecare hospital cover.
Ambulance cover included
One thing that Peoplecare includes as a bonus is 100% land, air and sea ambulance cover with no annual limits with every Peoplecare cover.*
A short trip in an ambulance can be costly. To view what you are covered for, read here.
*State-recognised ambulance providers only.
