What is the difference between a student and non-student dependant?

Student Dependant:

If your child is studying full-time, you can keep them on your family cover until their 31st birthday for no extra cost if you register them each year for both semesters (or only the first semester if that’s the only one that applies).

You’ll need some details to register them which include:

  • Name of educational institution
  • Course
  • Student ID number

Non-Student Dependant:

 If your child isn’t studying full-time, they can still stay on your family cover until their 31st birthday for up to 33% of the gross premium* (or a bit less depending on the type of cover you have). You’ll only pay the extra amount regardless of the number of adult dependants (between 21 and 30) on your membership.

*Gross premium refers to the base premium amount before any Australian Government Rebate, Lifetime Health Cover loading, discounts or employee subsidies (if relevant) have been factored in.