What is asthma?

Asthma is a common condition that affects the airways in your lungs. Asthma sufferers have sensitive airways that become inflamed which can lead to mild symptoms like wheezing, coughing and breathlessness. 

Sometimes asthma flare ups can make the condition worse, this can happen rapidly (such as exposure to smoke) or it can gradually emerge over hours or days (usually during or after a cold). Source: HealthDirect 

What is a Nebuliser? 

There are many asthma medications such as preventers, relievers and oral medications that can assist in the treatment of asthma. Your medication or device will be prescribed by a doctor.  A common device used for at home treatment is a nebuliser which converts liquid to a fine mist and is then inhaled.  Source: Asthma Australia 

How can I get a Nebuliser?  

You can claim Nebulisers under our Premium and High Extras Cover and they are available for purchase from a provider of your choice. 

This benefit is paid from the Health Aids & Wellness limit 

Level of cover	Benefit	Limit per person	Limit per family
Premium Extras	80%	$700 Health Aids & Wellness	$1,400 Health Aids & Wellness
High Extras	70%	$500 Health Aids & Wellness	$1,000 Health Aids & Wellness
Mid Extras	N/A	N/A	N/A
Simple Extras	N/A	N/A	N/A

 

You can also claim nebulisers under our Comprehensive Cover. This benefit is paid from Surgical Equipment & Health Aids limit. 

Closed extras covers*	Year 1 benefit	Year 2 benefit	Year 3 benefit	Year 4 benefit	Year 5 benefit
Comprehensive Extras	50% of cost up to $160	50% of cost up to $160	60% of cost up to $160	70% of cost up to $160	80% of cost up to $160
Overall Health Aids Limit  (Comprehensive)	$400 per person	$625 per person	$750 per person	$875 per person	$1,000 per person
Value Extras	N/A	N/A	N/A	N/A	N/A
Standard Extras	N/A	N/A	N/A	N/A	N/A
OSHC Extras	N/A	N/A	N/A	N/A	N/A

* These covers are closed but members with these covers can stay on them and use their benefits. 

How the benefits work: 

• 2-month wait applies and overall limit resets every financial year.  
• Nebulisers are limited to 1 item every 3 years from last purchase date. 
• You can use this benefit to buy or hire a nebuliser. 
• If bought, the nebuliser must not be second hand. 

Before you purchase a nebuliser: 

Your receipt needs to include the following details: Name of patient, item, date of purchase/hire, cost, provider name and registration details. 

How to claim? 

Manually only.  

Receipt needs to include: the patients name, the supplier details, the item description, the date the item was purchased and the cost of the item. 

Why can’t I swipe my card for these types of claims? 

There are a variety of reasons: 

• Some providers aren’t connected to HICAPS, our swipe claiming provider 
• We need to assess this claim manually 

Not to worry! Simply take a photo of your receipt and send them to us using our app or Online Member Services. 

Alternatively, you can email or post us a claim form.